:root{--navy:#09335d;--blue:#007db7;--green:#26872c;--mint:#e9f8ef;--ink:#18344f;--pale:#f3f8fc;--line:#d6e4ea}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font:16px/1.65 system-ui,-apple-system,Segoe UI,Arial,sans-serif;color:var(--ink)}a{color:var(--blue)}img{max-width:100%;height:auto}h1,h2,h3{line-height:1.2;color:var(--navy)}h1{font-size:clamp(2.2rem,4.3vw,4rem)}h2{font-size:clamp(1.7rem,3vw,2.65rem)}h3{font-size:1.2rem}p{max-width:78ch}.wrap{max-width:1180px;margin:auto;padding:0 22px}.top{background:var(--navy);color:white;font-size:.85rem;padding:6px 0}.top a{color:white}.topin,.navin{display:flex;justify-content:space-between;align-items:center;gap:16px}.header{background:#fff;position:sticky;top:0;z-index:40;border-bottom:1px solid var(--line);box-shadow:0 3px 12px #002a4910}.navin{min-height:82px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);text-decoration:none;font-weight:800;font-size:1.1rem;line-height:1.12}.brand img{width:59px;height:59px;object-fit:contain}.brand small{font-size:.65rem;color:var(--green);letter-spacing:.12em}.links{display:flex;align-items:center;gap:19px}.links a{font-size:.92rem;text-decoration:none;font-weight:700;color:var(--navy)}.links a:hover,.links a[aria-current=page]{color:var(--green)}.btn{display:inline-flex;align-items:center;justify-content:center;text-decoration:none;background:var(--green);color:white!important;padding:13px 22px;border-radius:40px;border:0;font:800 .96rem system-ui;cursor:pointer;gap:9px}.btn.secondary{background:white;color:var(--navy)!important;border:2px solid var(--navy)}.menu{display:none;border:1px solid var(--line);border-radius:8px;padding:9px;background:white;font-size:1.4rem}.heroimg{width:100%;display:block}.stripe{background:var(--navy);color:white;text-align:center;padding:13px}.stripe a{color:#d2ffb5}.section{padding:75px 0}.pale{background:var(--pale)}.eyebrow{text-transform:uppercase;color:var(--green);font-weight:800;font-size:.79rem;letter-spacing:.16em}.lead{font-size:1.12rem;color:#455e72}.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:21px}.card{background:white;padding:27px;border:1px solid var(--line);border-radius:15px;box-shadow:0 8px 22px #1639530e}.card a{text-decoration:none;font-weight:800}.card p{color:#50687a}.symbol{font-size:2.25rem}.split{display:grid;grid-template-columns:1fr 1fr;gap:43px;align-items:center}.visual{border-radius:16px;box-shadow:0 13px 30px #032d4621;display:block}.band{background:linear-gradient(105deg,#07355d,#087ea4);color:white;padding:40px 0}.band h2{color:white;margin:0 0 12px}.bandin{display:flex;justify-content:space-between;align-items:center;gap:20px}.chips{display:flex;gap:11px;flex-wrap:wrap}.chip{border:1px solid #cce1d6;background:var(--mint);padding:9px 14px;border-radius:40px;color:var(--navy);font-weight:650}.ticks{padding-left:20px}.ticks li{margin:9px 0}.contenthead{background:#edf7fb;padding:63px 0 48px}.contenthead h1{max-width:18ch;margin:12px 0 18px}.breadcrumb{font-size:.87rem}.breadcrumb a{color:var(--navy)}.faq{border-bottom:1px solid var(--line);padding:17px 0}.faq summary{font-weight:800;color:var(--navy);cursor:pointer}.form{padding:28px;background:white;border:1px solid var(--line);border-radius:16px;box-shadow:0 12px 33px #08375814}.fields{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}.field{display:flex;flex-direction:column;gap:5px}.field.wide{grid-column:1/-1}.field label{font-weight:700}.field input,.field select,.field textarea{border:1px solid #a9c1d2;border-radius:8px;padding:12px;width:100%;font:inherit;background:white}.field textarea{min-height:125px}.foot{background:#082d50;color:#deedf5;padding:52px 0 25px}.foot h3{color:white}.footgrid{display:grid;grid-template-columns:2fr 1fr 1fr;gap:38px}.foot a{color:#e6f6ff;display:block;margin:7px 0}.footnote{border-top:1px solid #ffffff36;padding-top:18px;margin-top:28px;font-size:.82rem}.social{display:flex;gap:10px;flex-wrap:wrap}.social a{display:inline-block;background:#174f72;padding:7px 13px;border-radius:20px;text-decoration:none}.notice{padding:14px 19px;border-left:4px solid var(--green);background:#f0f8f3}.small{font-size:.87rem;color:#607085}.bannerlink{display:block}.bannerlink img{display:block;width:100%;border-radius:15px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}:focus-visible{outline:3px solid #1b9dbb;outline-offset:3px}@media(max-width:930px){.menu{display:block}.links{display:none;position:absolute;left:0;right:0;top:82px;background:white;flex-direction:column;padding:25px;box-shadow:0 12px 20px #0a234729}.links.open{display:flex}.grid{grid-template-columns:repeat(2,1fr)}}@media(max-width:650px){.topin{display:block;text-align:center}.topin span:last-child{display:none}.navin{min-height:72px}.links{top:72px}.brand img{width:46px;height:46px}.grid,.split,.fields,.footgrid{grid-template-columns:1fr}.section{padding:49px 0}.bandin{display:block}.band .btn{margin-top:16px}.form{padding:17px}}

.calc-layout{display:grid;grid-template-columns:minmax(0,1.8fr) minmax(260px,1fr);gap:24px;align-items:start}.calc-result{background:#fff;border:2px solid #d8e6ec;padding:28px;border-radius:18px;position:sticky;top:108px;box-shadow:0 10px 25px #002e4914}.calc-amount{display:block;font-size:clamp(2rem,3.8vw,3.5rem);color:#197f30;line-height:1.3;margin:13px 0}.calc-extras{border:1px solid #d5e3eb;padding:16px;border-radius:12px;display:flex;flex-wrap:wrap;gap:12px}.calc-extras legend{font-weight:750}.calc-extras label{font-weight:500;display:flex;gap:8px;align-items:center}.calc-extras input{width:auto}.calc-result .btn{width:100%;text-align:center}@media(max-width:850px){.calc-layout{grid-template-columns:1fr}.calc-result{position:static}}